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Choosing a wallet

Hot vs cold, browser vs hardware — which is right for you?

A crypto wallet doesn't store coins — it stores the keys to them. It's like a bank PIN, but if you lose it, no one can help you. Choosing a wallet is one of the most important decisions in crypto.

Two worlds: Hot vs Cold

🔥 Hot wallet
Online wallet

Connected to the internet. Convenient, fast, free. Ideal for daily use and smaller amounts.

Risk: vulnerable to hacks and phishing.

❄️ Cold wallet
Offline wallet

Not connected to the network. Keys never leave the device. Ideal for storing larger amounts long-term.

Risk: costs money, you can lose the device.

Types of wallets — which to pick?

🌐 Browser wallet
Browser extension

E.g. MetaMask, Phantom. Quick access, ideal for DeFi and NFTs. Start here if you're new to crypto.

📱 Mobile wallet
Phone app

E.g. Trust Wallet, Exodus. Convenient for daily transactions, QR scans, payments. Keep only what you'd carry in a cash wallet.

💻 Desktop wallet
Computer app

E.g. Exodus, Electrum. More features than mobile, still a hot wallet. Good compromise for intermediate users.

🔒 Hardware wallet
Physical device

E.g. Ledger, Trezor. The highest level of security. If you hold more than a month's salary equivalent — it's not optional, it's mandatory.

Educational content. Not financial advice.